In Orange County New FHA loan limits let you borrow up to $625,500 towards the purchase of a home or condo with only 3.5% down. These are 30 year fixed rate loans and the criteria to qualify is much more lenient than conventional home loans.

If you have verifiable job history and decent credit scores (they don't even need to be great), you can probably qualify for a 3.5% down payment loan.

This means you can buy a home or condominium for:

$300,000 with $10,500 Down
$400,000 with $14,000 Down
$500,000 with $17,500 Down
$600,000 with $21,000 Down
$645,000 with $22,575 Down

There are several types of home loans available with 3.5% down payment.

Besides Single family homes and condominiums, 3.5% Down payment loans are also available for, Duplexes, Triplexes and Four-Plexes. You will need to live in one unit and rent out the others if you will be buying a multi-family property.

The loan limits are even higher for multi-family homes. In Orange County you can get a loan for $800,775 on a Duplex, $967,950 on a Triplex and $1,202,925 on a Four-Plex.  

There are even loans available for fixer upper homes that give you money back to fix up the house after you buy it.

To get more information just fill out the information requested below. Please write 'Low Down Payment' in the notes section.

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